Privacy Policy

PNS Associates (“we”, “us”, “our”) values your trust and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://pnsassociates.in, interact with our services, submit enquiries, or communicate with us electronically.

By accessing or using our website and services, you agree to the terms of this Privacy Policy.
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1. About PNS Associates

PNS Associates is a professional advisory and services firm operating in India, offering solutions related to financial advisory, credit (CIBIL) improvement, real estate advisory, consulting, and related support services. We assist individuals and businesses with informed guidance, documentation support, and advisory solutions tailored to their needs.

2. Information We Collect

We collect information only when you voluntarily provide it or when required to deliver our services effectively.

Personal Information: Name, email address, phone/mobile number, address, city, and state.
Service & Enquiry Details: Financial concerns, CIBIL-related information (shared voluntarily), service requests, consultation details.
Communication Data: Emails, WhatsApp messages, call records, and form submissions.
Technical Information: IP address, browser type, device information, pages visited, and cookies.

You may browse our website anonymously; however, certain services require information submission.

3. How We Use Your Information

Respond to enquiries and service requests.
Provide financial, credit, and advisory services.
Improve website functionality and user experience.
Communicate service updates, reminders, and support messages.
Send promotional or informational content (where legally permitted).
Comply with legal, regulatory, and record-keeping obligations.

We do not sell or rent your personal information to third parties.

4. Electronic Communications

When you visit our website or communicate with us via email, phone, WhatsApp, or by submitting any form on our website, you are communicating with us electronically. We may retain records of these communications, including your contact details and enquiry information, to respond to your requests, provide services, and maintain business records.

We collect personal information only when you voluntarily provide it—such as when you request a consultation, submit a form, or contact us for support. The information collected may include your name, email address, phone/mobile number, and service-related details.

By submitting your personal information and contact details, you consent to receive communications from PNS Associates via email, SMS, phone calls, WhatsApp, or other electronic communication channels regarding your enquiry, services, updates, and relevant information. You agree that all agreements, notices, disclosures, and other communications provided electronically satisfy any legal requirement that such communications be in writing. You may opt out of promotional communications at any time by contacting us directly or using available unsubscribe options.

5. Sharing of Information

We may share your information only with:

Internal teams for service delivery.
Trusted service providers (IT, hosting, CRM, analytics, communication tools).
Legal or regulatory authorities when required by law.

All third-party partners are obligated to keep your data confidential and secure.

6. Cookies & Tracking Technologies

Our website uses cookies and similar technologies to improve website performance, understand user behavior, remember preferences, and analyze traffic and engagement. You can control cookie settings through your browser. Disabling cookies may affect certain website features.

7. Data Security & Retention

We implement reasonable technical and organizational security measures to protect your information from unauthorized access, misuse, or disclosure. We retain personal data only for as long as necessary to fulfill the purposes outlined in this policy or as required by law.

8. Your Rights

Subject to applicable laws, you have the right to:

Access your personal data.
Request correction or deletion.
Withdraw consent for communications.
Opt out of marketing messages.

To exercise your rights, contact us using the details below.

9. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated revision date.

11. Contact Information

PNS Associates
Email: info@pnsassociates.in
Website: https://pnsassociates.in