Privacy Policy

PNS Associates (“we”, “us”, “our”) values your trust and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://pnsassociates.in, interact with our services, submit enquiries, or communicate with us electronically.

1. About PNS Associates

PNS Associates is a professional advisory and services firm operating in India, offering solutions related to financial advisory, credit (CIBIL) improvement, real estate advisory, consulting, and related support services. We assist individuals and businesses with informed guidance, documentation support, and advisory solutions tailored to their needs.

2. Information We Collect

We collect information only when you voluntarily provide it or when required to deliver our services effectively. We only collect information from you when you register on our site or fill out a form.

Personal Information: Name, email address, phone/mobile number, address, city, and state.
Service & Enquiry Details: Financial concerns, CIBIL-related information (shared voluntarily), service requests, consultation details.
Communication Data: Emails, WhatsApp messages, call records, and form submissions.
Technical Information: IP address, browser type, device information, pages visited, and cookies.

You may, however, visit our site anonymously. Certain services may require information submission to process your request.

3. How We Use Your Information

Respond to enquiries and service requests.
Provide financial, credit, and advisory services.
Improve website functionality and user experience.
Communicate service updates, reminders, and support messages.
Send promotional or informational content (where legally permitted).
Comply with legal, regulatory, and record-keeping obligations.

We do not sell or rent your personal information to third parties.

4. Electronic Communications

When you voluntarily send us electronic mail / fill up the form, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form.

When filling out a form on our site, you may be asked to enter your name, e-mail address, or phone number. You may, however, visit our site anonymously.

In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email, or WhatsApp about our products and offers, even if your number has DND activated on it.

5. Sharing of Information

We may share your information only with:

Internal teams for service delivery.
Trusted service providers (IT, hosting, CRM, analytics, communication tools).
Legal or regulatory authorities when required by law.

All third-party partners are obligated to keep your data confidential and secure.

6. Cookies & Tracking Technologies

Our website uses cookies and similar technologies to improve website performance, understand user behavior, remember preferences, and analyze traffic and engagement. You can control cookie settings through your browser. Disabling cookies may affect certain website features.

7. Data Security & Retention

We implement reasonable technical and organizational security measures to protect your information from unauthorized access, misuse, or disclosure. We retain personal data only for as long as necessary to fulfill the purposes outlined in this policy or as required by law.

8. Your Rights

Subject to applicable laws, you have the right to:

Access your personal data.
Request correction or deletion.
Withdraw consent for communications.
Opt out of marketing messages.

To exercise your rights, contact us using the details below.

9. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated revision date.

11. Contact Information

PNS Associates
Email: info@pnsassociates.in
Website: https://pnsassociates.in