About US

Who are we

PNS Associates Financial Services combines integrity, innovation, and excellence to offer personalized banking, lending, investment, and wealth management solutions. Our seasoned professionals deliver tailored guidance to support your unique financial needs at every stage of life, helping you achieve your goals with confidence.

Personalized Service
Personalized Service
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Expert Guidance
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Trust and Integrity
Support
Enduring Support

Business Loan

Power Your Business Growth with Term Loans

A Term Loan provides financial support for long-term business investments such as purchasing fixed assets, expanding operations, or funding large projects. It is ideal for businesses looking to achieve sustained growth.

At PNS ASSOCIATES, we offer flexible Term Loans tailored to meet your business needs. Whether you're a small business or a large enterprise, our loans come with competitive interest rates, long repayment tenures, and easy documentation to ensure your success

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Keep Your Business Running Smoothly

A Working Capital Loan is designed to help businesses manage daily operational expenses such as inventory, salaries, and accounts payable. It ensures uninterrupted cash flow and smooth functioning of your business.

At PNS ASSOCIATES, we provide Working Capital Loans with flexible repayment options and quick disbursal to meet your immediate financial needs. With minimal paperwork and competitive interest rates, you can focus on growing your business without financial stress.

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Flexible Financing, Whenever You Need It

An Overdraft Facility allows businesses to withdraw funds beyond their account balance, up to a pre-approved limit. It provides financial flexibility for meeting short-term requirements without disrupting cash flow.

With PNS ASSOCIATES, you can access an Overdraft Facility designed to suit your business needs. Pay interest only on the amount utilized and enjoy a simple, hassle-free approval process for seamless financial management

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Empowering Small Businesses to Succeed

SME and MSME Loans are specially designed for small and medium enterprises to help them grow and expand. These loans are ideal for meeting various business needs, including working capital, asset purchase, or project funding.

At PNS ASSOCIATES, we support small businesses with SME and MSME Loans tailored to their unique requirements. Backed by government initiatives like MUDRA and CGTMSE, our loans offer competitive interest rates, flexible terms, and fast approvals.

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Upgrade Your Business with Equipment Financing

An Equipment Financing Loan helps businesses purchase or upgrade machinery and equipment. It is ideal for industries looking to enhance productivity and operational efficiency.

At PNS ASSOCIATES, we provide Equipment Financing Loans with competitive rates and flexible repayment terms. Whether you need new machinery or want to upgrade existing equipment, we make the process simple and stress-free.

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Fuel Your Startup Dreams

A Startup Loan is designed to provide financial assistance to new businesses or entrepreneurs for covering initial setup costs, operations, or expansion.

At PNS ASSOCIATES, we understand the challenges faced by startups. Our Startup Loans offer easy eligibility, minimal documentation, and competitive rates to support your entrepreneurial journey. Whether it’s funding your ideas or scaling operations, we’re here to help.

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Simplifying Your Loan Journey

Discover a World of Financial Possibilities with Our Expert Loan Services – Tailored Solutions, Low Rates, and Seamless Processing to Turn Your Dreams into Reality. Check Now!

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Credit Counseling

Expert Credit Counseling to Empower You with Smart Financial Choices and a Brighter Future

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Financial Assessment

Comprehensive Financial Assessment to Align Your Goals with the Right Solutions.

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Lender Matchmaking

Perfect Lender Matchmaking to Connect You with the Best Financial Partners.

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Documentation Assistance

Seamless Documentation Assistance for a Hassle-Free Loan Experience.

Faq

Have a Question? Look Here

A home loan balance transfer involves transferring your existing home loan from one bank to another to benefit from lower interest rates, better terms, or improved customer service.

Opting for a balance transfer can reduce your monthly EMIs, lower your overall interest payments, or provide better loan terms and repayment options.

Eligibility depends on factors like your repayment history, outstanding loan amount, property valuation, and the new lender’s policies.

Yes, there may be charges such as processing fees, legal fees, or administrative costs, but many banks offer reduced or waived charges as incentives.

Commonly required documents include the loan statement from the current lender, property documents, proof of income, identity proof, and address proof.

The process typically takes 2-4 weeks, depending on the new lender's documentation and verification procedures.

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